Borrow, Talk now and pay later
Every active subscriber of 2G/3G prepaid for at least 70 days, and has a balance of Frw 0 - 21 can borrow Frw 84 by dialing *444#. The customer then receives an SMS notification that their borrowed amount has been granted if they are eligible.
On the next reload, the customer pays back Frw 98 which includes an Frw 14 service fee.
However, customers can only be allowed to borrow again if the first borrowed amount has been paid.