TIGO NSHOBOZA TERMS & CONDITIONS

AMATEGEKO N'AMABWIRIZA BIKURIKIZWA MU GUSABA INGUZANYO YA JUMO KURI TELEFONI IGENDANWA

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1.  GUSABA NO KUBONA INGUZANYO YA JUMO KURI TELEFONI IGENDANWA

1.1.  Niba ufite cyangwa urengeje imyaka 18 y'amavuko ushobora gusaba inguzanyo ya JUMO kuri telefoni igendanwa. Mu gihe usabye inguzanyo, usabye, wemeye kandi uhaye Tigo Rwanda uburenganzira bwo guha JUMO amwe mu makuru akwerekeyeho. Aya makuru ashobora kuba arimo amakuru afitwe na Tigo Rwanda kuri wowe cg konti yawe ya Tigo Cash.  By'umwihariko agizwe na numero ya telefoni, amazina yombi, itariki y'amavuko, numero y'irangamuntu cyangwa pasiporo n'amakuru yose ya Konti yawe ya Tigo Cash n'uburyo uyikoresha.

1.2.  Mu gihe ubusabe bwawe bwemewe, JUMO ikoherereza ubutumwa bugufi bwemeza:

1.2.1.  Amafaranga ugurijwe;

1.2.2.  Amafaranga ya serivisi;

1.2.3.  Amafaranga agomba kwishurwa; n'

1.2.4.  Itariki yo kwishyura.

1.3.  Ushobora kwemera cyangwa ukanga gufata inguzanyo ya JUMO ukurikiza amabwiriza agaragara aho basabira muri telefoni yawe igendanwa.

1.4.  Mu gihe ubusabe bwemewe, inguzanyo ishyirwa kuri konti yawe ya Tigo Kashi.

1.5.  JUMO ntitegetswe gusobanura impamvu zo kwanga cyangwa kwemera ubusabe bwawe bw'inguzanyo.

1.6.  Aya Mategeko n'Amabwiriza ashobora guhinduka igihe icyo ari cyo cyose.  Usabwe gusoma aya Mategeko n'Amabwiriza igihe cyose mbere y'uko usaba inguzanyo.

2.  KWISHYURA INGUZANYO

2.1.  Kwishyura inguzanyo bikorwa mu buryo bwo gukurwaho amafaranga agomba kwishyurwa kuri konti yawe ya Tigo Cash ku itariki yo kwishyura.  Uhaye uburenganzira kandi usabye Tigo Rwanda kwemerera JUMO gukura amafaranga agomba kwishyurwa kuri konti yawe ku itariki yo kwishyura (cyangwa andi mafaranga yose JUMO yaba iberewemo yerekeranye n'inguzanyo yawe)

2.2.  Ushobora guhitamo kwishyura amafaranga agomba kwishyurwa kuri konti ya JUMO ubwayo mbere cyangwa ku itariki yo kwishyura ukoresheje uburyo bwo kwishyura aho basabira inguzanyo.

2.3.  Uzacibwa ibihano bingana n'10% y'amafaranga atarishyurwa ku itariki yo kwishyura, igihe utishuye amafaranga agomba kwishyurwa yose ku itariki yo kwishyura..

3.  GUKURAHO UBURYOZWE

JUMO ntiryozwa igihombo kiziguye cyangwa icyo ari cyo cyose, uko cyaba cyabayeho kose, bitewe no gusaba cyangwa gukoresha inguzanyo yo kuri telefoni igendanwa.

4.  GUTANGAZA AMAKURU

4.1.  Wemeye kandi uhaye JUMO uburenganzira bwo gutangaza, kubika, gukoresha amakuru yawe bwite ndetse n'andi makuru ya konti yawe ya JUMO.  Aha harimo guha aya amakuru:

4.1.1.  Inzego z'ibanze zishinzwe kubahiriza amategeko cyangwa urwego ngenzuzi  cyangwa urwego rwa guverinoma rubifitiye ububasha kugirango bifashe mu gukumira, gukora iperereza cyangwa gukirikirana ibyaha cyangwa uburyarya;

4.1.2.  Ibiro bishinzwe inguzanyo ibyo ari byo byose.

5.  IBINDI

5.1.  Wemeye ko JUMO yaha undi muntu uburenganzira n'ishingano byayo bikomoka kuri aya masezerano itabanje kubona ukundi kwemera kwawe.

5.2.  Mu gihe bimwe mubiteganijwe muri aya mategeko n'amabwiriza umukemurampaka washyizweho muburyo bukwiriye, urukiko cyangwa urwego rw'ubutegetsi rubifitiye ububasha byasanga ntagaciro bifite cyangwa bidashobora kubahirizwa, uko guta agaciro cyangwa kudashoka kubahirizwa kwa byo ntago bizagira ingaruka ku bindi biteganijwe muri aya mategeko n'amabwiriza.

5.3  Aya mategeko n'amabwiriza agengwa n'amategeko y'u Rwanda.

 

TERMS AND CONDITIONS THAT WILL APPLY TO A MOBILE LOAN FROM JUMO

 

6.  APPLYING FOR AND RECEIVING A MOBILE LOAN FROM JUMO

6.1.  If you are 18 or older then you may apply for a mobile loan from JUMO.  When you apply for a loan, you instruct, consent to and authorize Tigo Rwanda to provide certain information about you to JUMO.  This information may include all data held by Tigo Rwanda about you and or your Tigo Cash account.  It specifically includes your mobile phone number, your name, surname, date of birth, identity or passport number and includes all information relating to your Tigo Cash account and your use thereof.

6.2.  If your application is approved, JUMO shall send an SMS to you to confirm:

6.2.1.  the Loan Amount;

6.2.2.  the Service Fee;

6.2.3.  the Repayment Amount; and

6.2.4.  the Due Date.

6.3.  You may accept or decline to take up a loan from JUMO by following the instructions provided in the application menu on your mobile phone.

6.4.  If your application is approved, the loan shall be paid directly into your Tigo Cash account.

6.5.  JUMO shall not be required to provide reasons to you for declining or approving your application for a loan.

6.6.  These terms and conditions may change from time to time.  You are therefore required to read these terms and conditions every time before you apply for a loan.

7.  REPAYMENT OF THE LOAN

7.1.  Repayment of the loan shall happen by automatic deduction of the Repayment Amount from your Tigo Cash account on the Due Date.  You hereby authorize and instruct Tigo Rwanda to enable JUMO to automatically debit your account on the Due Date with the Repayment Amount (or any other amount that may be due to JUMO in respect of your loan).

7.2.  You may choose to pay the Repayment Amount directly into JUMO's account on or before the Due Date by using the repayment option on the loan menu.

7.3.  A penalty of 10% of any amount that remains unpaid on the Due Date shall apply if you fail to repay the Repayment Amount in full by the Due Date.

8.  EXCLUSION OF LIABILITY

JUMO shall not become liable to you for any indirect or consequential loss or damage of whatever kind, howsoever caused, arising out of or in connection with your application for or your use of a Mobile Loan.

9.  DISCLOSURE OF INFORMATION

9.1.  You hereby expressly consent and authorize JUMO to disclose, record and or utilize your personal or other information relating to your JUMO Account.  This shall include sharing this information with:

9.1.1.  any local or international law enforcement or competent regulatory or governmental agency/ies so as to assist in the prevention, detection, investigation or prosecution of criminal activities or fraud;

9.1.2.  service providers, dealers, agents or any other associate company of JUMO for reasonable commercial purposes;

9.1.3.  any Credit Bureau.

10. MISCELLANEOUS

10.1. You hereby consent to JUMO ceding and assigning all and any rights or obligations accruing to it under this Agreement to any third party without first obtaining any further consent from you.

10.2. If any provision of these terms and conditions shall be found by any duly appointed arbitrator, court or administrative body of competent jurisdiction to be invalid or unenforceable, the invalidity or unenforceability of such provision shall not affect the other provisions herein.